Business Insurance

Contractors Insurance

Custom-built insurance for general contractors and their teams.

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We provide our clients with attorney-approved contracts to better protect you.

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Overview

What is contractors insurance?

Don’t underestimate your risk
- Getting the right independent contractors liability insurance in place can protect you from lawsuits, mishaps and third party property damage that can devastate your business.
- The specific independent contractors liability insurance coverage you need will be unique to your business. By working with a knowledgeable agent, you can ensure that you don’t have critical gaps in coverage that could leave you exposed to expensive legal claims.

Normally, you will need a few different categories of coverage for complete liability protection:

- General liability
  
  Bodily Injury protection provides coverage if you or someone you employ causes injury or death to a third party during the course of work. Property damage protection provides coverage if you or one of your employees causes damage to property belonging to others.
- Completed operations/product
  
  Provides coverage in case a project you finished has an issue or causes damage. It can also extend to any products you sell or distribute.
- Advertising personal injury
  
  Covers the risk of damaging another’s reputation or causing a loss through slander, libel or false advertising claims.
- Contract liability
  
  This covers you in a contract dispute. It is not always included in general liability coverage so verify that you carry this coverage with your insurer.

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