Life Insurance

Term Life Insurance

You choose the term. You choose the rate.

Helpful Tip

Buy a 30 year term as close to the age of 40 as possible.

Overview

What is life insurance?

  • Protect anyone who depends on your income or services from emergencies.

    • Life insurance provides a tax-free lump sum of money to replace lost income after your death. It offers affordable financial protection and invaluable peace of mind to people whose family or friends rely on them.

    • The money from a life insurance policy can be used to pay expenses like a mortgage, utility and grocery bills, children's college costs, final funeral arrangements, and more.

Who needs life insurance?

    • Spouses

      Marriage complicates finances, and you’ll feel better knowing your significant other has a safety net for any shared debt or future financial plans.

    • Parents

      Whether you’re paying for diapers or college tuition, kids are expensive. A life insurance policy ensures they’re taken care of from cradle to college.

    • Homeowners

      Mortgages are the biggest, longest-lasting debt most people will incur. A good rule of thumb is to have a life insurance policy that lasts as long as your mortgage. It's not uncommon for a policy to last 20 or 30 years.

    • Business Owners

      A smart business owner will have an insurance policy so their partners can keep the company going even after they’re gone.

    • Students

      Did you know that your parents may be on the hook for your debt if they co-signed your student loans? Anyone with co-signed debt should consider life insurance, even if they’re young.

Website designed and developed by Agent Refined